Acceptance of Terms
By accessing and using BalansFinance, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.
Business Information
This service is operated by I/E GRIGORII REZNICHENKO (legal business name), Business ID 305531494, registered in Georgia. Service provided under the BalansFinance brand. Contact [email protected] for inquiries.
Service Description
BalansFinance is a personal finance management platform that helps users track their income, expenses, and financial goals. These terms govern your use of our service and your relationship with us.
Human-Driven Services
BalansFinance is a self-service software platform. No human-driven services (such as consulting, personalized financial advice, or manual data entry) are included in the subscription. Customer support is provided via email for technical assistance only.
User Accounts
To use BalansFinance, you must create an account. You are responsible for:
- Maintaining the confidentiality of your account credentials
- All activities that occur under your account
- Provide accurate and current information
User Data and Privacy
You retain all rights to the financial data you input into BalansFinance. By using our service, you grant us a limited license to use, store, and process your data to provide the service. We will protect your data in accordance with our Privacy Policy.
Prohibited Uses
You agree not to use the service to:
- Violate any laws or regulations
- Send spam or unauthorized promotional content
- Attempt to breach security or interfere with service operation
Service Availability and Geographic Restrictions
Our services may not be available in certain countries due to international sanctions, payment processing restrictions, or regulatory requirements. For a complete list of restricted countries, please see our Restricted Countries page. If you are located in or are a resident of a restricted country, you may not be able to access or use our services.
Intellectual Property Rights
All content, features, and functionality of BalansFinance, including but not limited to text, graphics, logos, and software, are owned by BalansFinance and protected by international copyright, trademark, and other intellectual property laws.
Limitation of Liability
BalansFinance is provided "as is" without warranties of any kind. We are not liable for any damages arising from your use of the service, including but not limited to data loss, financial loss, or business interruption. Our liability is limited to the amount paid for the service in the past 12 months.
Termination
We may terminate or suspend your account and access to the service immediately, without prior notice, for any breach of these Terms of Service. Upon termination, your right to use the service will cease immediately.
Changes to Terms
We reserve the right to modify these Terms of Service at any time. We will notify users of any material changes via email or through the service. Your continued use of the service after changes constitutes acceptance of the modified terms.
Contact Information
If you have any questions about these Terms of Service, please contact us at [email protected].